Health care is changing.

With the advent of healthcare reform individuals are guaranteed health insurance, regardless of pre-existing health conditions. 


  • You may qualify for financial help help to lower the cost of coverage. Free or low-cost plans are available to those who qualify based on income.


  • Benefit Team guides you through each step of the open enrollment process. 


Seniors are our specialty.

Benefit Team is AHIP certified to represent Medicare supplements, Part D Prescription Drug plans and Medicare Advantage plans.


  • Benefit Team will help you find the perfect Medicare insurance plan to fit your needs. 


  • Benefit Team has the expertise gained from many years of sales and servicing Medicare HMO health plans and Medicare supplements for seniors.  


Confused about insurance?

Benefit Team will help you get the information you need to guide your insurance decisions. 


  • Your Benefit Team can research cost, coverage, network providers, and benefits to find you the best plan. 


  • Benefit Team is licensed and certified to serve you in both California and Washington.

WA License 873393

CA License 0I46590


Requesting a free insurance quote from your Benefit Team is quick, easy, and comes with no obligations.  We're simply here to help. 


Get your free, no obligation quote by simply selecting the link below. 


Health Insurance











*On-demand 24/7 Telemedicine

Dental Insurance









Vision Insurance







*If purchasing both VSP Vision and a Dental Plan

of CA & WA, click "Buy Now" for the dental plan you want and you will be given an option to add a VSP vision plan. 







Protecting your ability to earn an income in the event of unforeseen injury, illness, or death is an area of insurance protection many Americans neglect, hoping it won’t happen to them.  Benefit Team offers everything needed to easily request a personalized disability insurance quote or life insurance rate estimate.

Protecting your loved ones is as easy as 1-2-3!


For Term Life insurance rates follow the link below. 


For a free Disability Insurance quote, download and complete the brief questionnaire and submit it to your Benefit Team. 

We will research disability insurance quotes for you from nationally recognized companies, and reply to you shortly. 





 *The submit process is secured for your protection to 

   safely send any quote-related files to Benefit Team. 



Personal Life and Disability Coverage