News & Articles

May 1, 2019

Visiting your doctor at least once a year can help you and your employees stay as healthy as possible.  As the owner of Benefit Team, I know this to be true from first-hand experience.  For me, it was a preventive eye exam in 2007 that picked up on what ended up being a journey through brain cancer.  I thank God and the healthcare providers who helped me that I have been free of cancer since 2010.  I am blessed to help employers and their employees address cost, compliance and ​the receipt of va...

August 27, 2018

Employers who offer a group health plan with prescription drug coverage must provide notice prior to October 15 of each year to all plan participants who are Part-D eligible or are within three months of eligibility. Eligible individuals are plan participants -- whether covered as active employees, retirees, COBRA recipients, disabled individuals, or as dependents -- who are 65 or more years old, three months before turning age 65, and/or disabled. Note: If you provided participants with the all...

August 2, 2018

The New York Times  (8/1, Pear) reports that on Wednesday, the Trump Administration unveiled “a final rule...that clears the way for the sale of many more health insurance policies that do not comply with the Affordable Care Act and do not have to cover prescription drugs, maternity care or people with pre-existing conditions.” These new options “will help people struggling to afford coverage under the 2010 law, said James Parker, a senior adviser to” HHS Secretary Alex M. Azar II.

        On its...

July 30, 2018


A rule recently finalized by the U.S. Department of Labor modifies the definition of employer under the Employee Retirement Income Security Act (“ERISA”). This modified definition will allow small businesses and self-employed workers to band together by geography or industry to obtain healthcare coverage as if they were a single large employer through an Association Health Plan (“AHP”).

The final rule goes into effect September 1, 2018 for fully ins...

July 16, 2018

Benefit Team is blessed to offer employee benefit clients the ability to integrate HR, Payroll and Compliance with online benefit administration technology.  Contact Bill at Benefit Team to learn more: (800) 248-7114 or 

May 21, 2018

There are consequences for every decision we make in LIFE, be they good, bad, intended or unintended.  As the Trump Administration Moves To Cut Title X Funds From Clinics That Provide Abortions, there will be consequences.  This presents an opportunity for the silent majority of Americans to boldly yet lovingly honor God, the very author of LIFE itself.  We don't need to be afraid to stand up in this politically correct culture in support of LIFE.  Leave the consequences of such obedience to God...

April 28, 2018

The IRS issued guidance today that allows small employers to take advantage of the small business health care tax credit for 2017 and beyond, if there are no SHOP plans available in the county and if the employer's plan meets requirements for the tax credit in place prior to 2014.

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Benefits of Visiting your Doctor

May 1, 2019

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